Licensed Public Insurance Adjusters
中英文服務
Northeast Claims Adjusters, Inc.
東北保險理賠事務所
At Northeast Claims Adjusters, Inc., we advocate exclusively on your behalf—not on behalf of your insurance provider. Our seasoned team meticulously investigates your loss, compiles comprehensive documentation, and submits your claim with the objective of maximizing your compensation.
The Value of Engaging a Public Adjuster
Insurance policies are crafted to facilitate a restoration of normalcy following an unforeseen event. Yet, many business proprietors and homeowners remain unaware that the burden of substantiating your loss lies with you—not with the insurance company. Engaging a licensed Public Adjuster from the outset ensures that you are strategically positioned to navigate the claims process with minimal frustration and maximal efficiency.
Our Distinction: Advocacy and Precision
Insurance company adjusters are employed to safeguard their employer’s financial interests, often aiming to expedite claim settlements. This urgency can result in the inadvertent oversight of critical damage details and the omission of valuable inventory items.
Our mandate is unequivocal: to advocate relentlessly for you. We meticulously ensure that every facet of your claim is accurate, comprehensive, and accounted for, thus optimizing the settlement to which you are rightfully entitled.
Our team is comprised of highly skilled professionals, including structural engineers, seasoned builders, and specialized loss evaluators, all of whom excel in generating exhaustive and precise estimates. With our expertise and unwavering dedication, you can rest assured that your claim is being managed with the highest standard of diligence and integrity.
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Disaster Can Strike at Any Moment—Be Prepared.
Engage a Public Adjuster First!
The Claims Process
Our comprehensive approach ensures that every detail of your claim is meticulously managed to maximize your compensation. Here’s how we navigate the claims process:
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Evaluate Policy Coverages
Thoroughly review your insurance policy to identify applicable coverages and ensure no entitlements are overlooked. -
Liaise with Insurance Representatives
Attend meetings with insurance company adjusters to advocate for your best interests. -
Document and Substantiate Losses
Conduct detailed investigations to document damage to structures, personal property, and contents, including any additional living expenses incurred. -
Assess Business Interruption and Extra Expense Claims
For commercial policyholders, evaluate business interruption losses and additional expense claims to minimize financial disruption. -
Determine Accurate Valuations
Establish precise valuations for settling all covered damages, ensuring no aspect of your claim is undervalued. -
Coordinate Temporary Housing
Arrange temporary accommodations to minimize displacement and facilitate a smoother recovery process. -
Comprehensive Claim Preparation and Presentation
Compile detailed, evidence-backed claims to ensure accurate and complete submissions to the insurance company. -
Negotiate Settlements
Strategically negotiate settlements to secure the maximum compensation to which you are entitled. -
Coordinate Emergency Services
Collaborate with emergency service providers to mitigate further damage and expedite the recovery process. -
Reopen and Reassess Claims
If discrepancies are identified after the claim is settled, we can reopen the claim and negotiate for additional compensation.
With Northeast Claims Adjusters, Inc., you’re not just hiring a Public Adjuster—you’re gaining an unwavering advocate dedicated to safeguarding your financial interests.
Northeast Adjustment, Inc.
Maximizing Your Insurance Claim—Every Step of the Way
We Expertly Handle Claims Arising From:
- Fire
- Water Damage
- Hurricane
- Earthquake
- Sinkholes
- Spoilage
- Burglary/Robbery
- Vandalism
- Rain Damage
- Smoke Damage
- Windstorm
- Mold Damage
- Power Outage
- Fallen Trees
- Employee Dishonesty
- Plumbing Leaks and Broken Pipes
- Mechanical Breakdown
- Property in Transit or Cargo Losses
Often, physical damage loss can trigger additional losses for businesses. Among the business insurance forms a Public Adjuster will assist with are:
*Mechanical and Electrical Breakdown
*Extra and Expediting Business Expense
*Builders Risk – Leasehold Interest
Policy Types:
- Homeowners ( HO )
- Commercial ( CPP )
- BOP
- Dwellers ( DPP )
- Renters (HO4)
- Condo (HO6)
- Builders Risk
Emergency Services:
We have emergency services which we can dispatch at any time, day and night:
- Board-up Services
- Emergency Plumbing
- Emergency Electric
- Cleaning/Restoration
- Water Removal
- Restoration dry Cleaning
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Immediate Response Emergency Services
Protecting Your Property—Restoring Your Peace of Mind
At Northeast Claims Adjusters, Inc., we provide on-the-spot emergency services at the time of loss, ensuring that further damage is prevented and the restoration process begins without delay. Our proactive approach helps to expedite the recovery of your business, home, and lifestyle.
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Our emergency services are available 24 hours a day, 7 days a week, because disasters don’t wait—and neither do we.
CALL FIRST: Your Advocate in Times of Crisis
In the aftermath of a fire, flood, or other catastrophic event, the emotional toll can be overwhelming. Amid this chaos, contacting your insurance company can feel like an insurmountable burden. The barrage of questions, complex policy language, and the pressure to recall every detail of lost or damaged property can significantly impact the outcome of your insurance claim.
One overlooked detail or misstep can mean the difference between a fair settlement and a financial shortfall.
Why Engage a Public Insurance Adjuster?
This is where a Public Insurance Adjuster becomes invaluable. Unlike insurance agents or brokers who work for the insurance company, Public Adjusters are your personal advocates. We represent you, not the insurer.
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Expert Guidance and Advocacy
We step in during your time of crisis, acting as your advocate and liaison with the insurance company. Our role is to ensure that your interests are protected and that your claim is accurately presented and maximized. -
Decoding Complex Policy Language
Insurance policies can be complex and difficult to understand, especially during emotionally challenging times. We interpret the fine print, clarifying your coverage and entitlements. -
Comprehensive Claim Documentation
We meticulously document every aspect of your loss, ensuring nothing is overlooked. Our expertise ensures that your claim is thorough, accurate, and backed by solid evidence.
Why Call a Public Adjuster Immediately?
Timing is critical. Engaging a Public Adjuster at the onset of a loss prevents insurance company adjusters from initiating the claims process without your proper representation. This is not a journey you should navigate alone.
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Advocacy from Day One
We stand by your side from the very first call, ensuring your claim is managed strategically from the start. -
Accurate Valuation and Fair Settlements
We collaborate with impartial professionals to evaluate your loss accurately, ensuring you receive the full compensation you deserve.
Our Commitment to You
At Northeast Claims Adjusters, Inc., our mission is to build strong, long-term relationships with our clients. Our business thrives on the trust and satisfaction of our customers, with the majority of new clients coming from referrals by satisfied policyholders.
We are dedicated to:
- Maximizing Your Settlement
- Simplifying the Claims Process
- Safeguarding Your Financial Recovery
Experience the Difference with Northeast Claims Adjusters, Inc.
Whether you’re an individual or a business owner facing a significant loss, Northeast Claims Adjusters, Inc. is your trusted ally. We empower you with the knowledge and support necessary to navigate the complexities of insurance claims and secure the settlement you deserve.
Don’t face this alone. Call us first—your recovery starts with the right representation.
Every Claim is Unique—So Is Our Approach
No two claims are the same. Whether it’s damage to a home, apartment building, or commercial property, each loss comes with its own complexities and challenges. At Northeast Claims Adjusters, Inc., we possess the specialized knowledge and extensive experience necessary to prepare the most detailed and comprehensive loss statement on your behalf.
Unmatched Precision and State-of-the-Art Technology
We utilize cutting-edge computerized cost estimating software that is continuously updated to reflect the latest changes in construction prices—quarter by quarter. This ensures that every estimate is accurate, thorough, and aligned with current market conditions.
Our commitment to meticulous attention to detail means that every aspect of your loss is documented with precision. We leave nothing to chance, ensuring every detail is accounted for to secure the highest possible settlement.
Don’t Settle for Less—Maximize Your Claim
The insurance company employs professionals to protect their interests. Shouldn’t you have an expert advocating for yours?
For years, Northeast Claims Adjusters, Inc. has been successfully representing policyholders and maximizing claim settlements. Our track record speaks for itself—we fight for every dollar you are entitled to receive.
Why Choose Northeast Claims Adjusters, Inc.?
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Comprehensive Loss Documentation
We meticulously prepare detailed loss statements, leaving no room for underestimations or oversights. -
Advanced Cost Estimation Tools
Our state-of-the-art technology ensures accurate valuations, reflecting the latest construction cost updates. -
Relentless Advocacy
We negotiate assertively on your behalf, ensuring that your claim is not just settled—but maximized.
Maximize Your Settlement Today
Don’t leave your financial recovery to chance. Hire the experts who will stand by your side, advocate for your rights, and maximize your claim settlement.
Choose Northeast Claims Adjusters, Inc.—where your recovery is our mission.
Licensing
Public Adjusters License – Insurance Brokers License
Why Does a Policyholder Need a Public Adjuster?
When disaster strikes, navigating the insurance claims process can be overwhelming and complex. This is where Northeast Claims Adjusters, Inc. becomes indispensable.
Many complex details such as inventories, appraisals and real estate evaluations that are required in case of a loss. Most policyholders do not know that the burden of proof is theirs. Public Adjusters are experts in claims processing business and are familiar with all procedures to quickly expedite payments.
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Disaster can strike at any time, be prepared
Hire a Public Adjuster First!
Consumers, whether we’re talking about businesses or individuals, don’t normally understand that
it is their responsibility to document and present a claim for settlement.
testimonial
our CLIENT REVIEWS
Employees
Joseph J Mainiero – Managing Partner
(N.Y. License# BR-987746)
(N.Y. License# PA-987746)
(N.J. License# 1632823)
(Penn. License# 821306)
New York, New Jersey, Connecticut, Pennsylvania, Rhode Island and Maryland, State Licensed Public Adjuster (PA)
Darwen V Perez – Managing Partner
License # PA-1069271)
N.Y. State Licensed Public Adjuster (PA)
Jing Cao 曹晶姿 – Office Manager
Lucille Mainiero – Insurance Broker – Claims Adjuster
(License #PA-784184 & BR-784184)
N.Y. State Licensed Public Adjuster (PA) & Insruance Broker (BR)
Martin J Stiastny – Claims Adjuster – (Retired NYPD)
(License #PA-1216170)
N.Y. State Licensed Public Adjuster (PA)
Gary Hsu 徐瑋成 – Claims Adjuster
(License #PA-1368796)
N.Y. State Licensed Public Adjuster (PA)
