When do I need a public adjuster?
A public adjuster is needed whenever you suffer a loss to your property which includes but is not limited to Fire, Water, Smoke, Windstorm, Tornado, Explosion. Hail, Loss of Income, Business Interruption, Burglary, Theft, and Vandalism.
What qualifications should be checked before I hire a Public Adjuster?
A Qualified public adjuster must be licensed in the State that he or she practices in and follows all of the guidelines as set forth by the Respective Department of Insurance. The public adjuster should be bonded and have expert knowledge of insurance policies, co insurance , depreciation, personal property and building evaluation tools as well as be well versed on Replacement Cost guidelines and the skill of negotiation.
Will retaining a Public Adjuster cause any delay in settling my claim?
The exact opposite is true. By retaining a professional to handle your claim the process will actually go faster. We closely work with you from beginning to end to make sure that when the claim is ready to be filed we can prove the extent of your loss.
How much will a public adjuster cost?
The public adjuster fee is based on a small percentage of the final claim settlement. Because the public adjuster’s job is to maximize your claim settlement the adjustment fee is offset by the better settlement received.
