Questions & Answers


When Do I Need a Public Adjuster?

You should consider engaging a Public Adjuster whenever you experience a loss to your property, including but not limited to:

  • Fire and Smoke Damage
  • Water Damage and Flooding
  • Windstorm and Tornado Destruction
  • Explosion or Impact Damage
  • Hail Damage
  • Loss of Income and Business Interruption
  • Burglary, Theft, and Vandalism

Northeast Claims Adjusters Inc. specializes in handling all types of property damage claims, ensuring that every detail is documented and every dollar you’re entitled to is claimed.


What Qualifications Should I Look for Before Hiring a Public Adjuster?

When hiring a Public Adjuster, it’s crucial to verify the following qualifications:

  • State Licensing and Compliance
    Ensure the Public Adjuster is licensed in the state where the loss occurred and adheres to the regulations established by the respective Department of Insurance.

  • Bonding and Professional Integrity
    The Public Adjuster should be bonded to provide an additional layer of protection and accountability.

  • Expert Knowledge and Technical Proficiency
    A qualified adjuster must have in-depth expertise in:

    • Insurance Policy Interpretation
    • Co-Insurance and Depreciation Calculations
    • Personal Property and Building Valuations
    • Replacement Cost Guidelines
    • Advanced Negotiation Skills

Northeast Claims Adjusters Inc. is backed by a team of licensed, bonded, and highly experienced professionals who bring expert knowledge and strategic insight to every claim.


Will Hiring a Public Adjuster Delay the Settlement of My Claim?

Absolutely not. In fact, the opposite is true.

  • Expedited Claims Process
    By retaining a professional Public Adjuster, the claims process is typically faster and more efficient. Our team manages all aspects of your claim—from the initial assessment and documentation to negotiations and settlement—ensuring that the claim is filed accurately and promptly.

  • Comprehensive Proof of Loss
    We work closely with you from start to finish, compiling detailed evidence and comprehensive loss documentation, so when the claim is filed, it is fully substantiated and ready for swift approval.

Northeast Claims Adjusters Inc. is dedicated to accelerating your recovery by meticulously managing every phase of the claims process.


How Much Does a Public Adjuster Cost?

  • Performance-Based Fee Structure
    Public Adjuster fees are typically based on a small percentage of the final claim settlement. This means we are incentivized to maximize your claim because our compensation is directly tied to the amount you receive.

  • Cost-Effective Investment
    The fee is offset by the increased settlement amount, ensuring you receive significantly more than if you navigated the process alone.

With Northeast Claims Adjusters Inc., you are investing in professional advocacy, strategic negotiation, and maximum financial recovery.